Quick Facts — David Francesangelo State Farm Insurance, Irving TX
• Local State Farm agent serving Irving, Las Colinas, and the Dallas-Fort Worth Metroplex.
• Auto, home, renters, life, and business insurance.
• 160+ five-star Google reviews.
• Bilingual service in English, Spanish, Hindi, Gujarati
• Free quote by call, text, or email — most complete in 5 to 10 minutes.
Office: 122 W John Carpenter Fwy, Suite 482, Irving, TX 75039.
David Francesangelo State Farm — Insurance Agent in Irving TX
David Francesangelo is a second-generation State Farm Insurance Agent based in Irving, Texas, serving the Dallas-Fort Worth Metroplex. The agency provides auto, home, renters, life, and business insurance to customers across Irving, Las Colinas, Dallas, Fort Worth, Plano, Frisco, Arlington, Grapevine, Southlake, Keller, Colleyville, Coppell, and Farmers Branch — with bilingual service in English, Spanish, Hindi, Gujarati.
August 2026 Focus — Back-to-School, Teen Drivers, and Peak Hurricane Season
August is when North Texas households make three insurance decisions at once: adding a teen driver as the school year begins, setting up renters insurance for a college student, and reviewing property coverage as Atlantic hurricane season reaches its statistical peak in August and September
Back-to-School Teen Driver Insurance
Adding a teen driver is the largest single price jump most Texas families see. Stacking the right discounts — Steer Clear, Drive Safe & Save, and bundle discounts — can offset 15% to 30% of that increase. We add teen drivers and re-run all available discounts in a single 15-minute call.
Renters Insurance for College Students
Renters insurance is required by most Texas apartment complexes and typically starts under $20 per month. Coverage protects electronics, a laptop or bicycle, and includes personal liability — including for a student living in a dorm. A parent's homeowners policy provides only limited off-premises protection for a child at college, which is why most families add a dedicated renters policy in August.
Peak Hurricane Season — Wind and Flood Coverage Review
According to NOAA, August through October is the statistical peak of Atlantic hurricane season. Standard Texas homeowners policies cover wind damage but exclude flood damage, and the National Flood Insurance Program (NFIP) requires a 30-day waiting period before new flood coverage takes effect. Confirming both wind and flood coverage in August is critical — waiting until a storm forms is too late.
Insurance Services in the DFW Metroplex
Auto insurance - liability, collision, comprehensive, uninsured-motorist, roadside, and rental coverage.
Home insurance - hail, wind, fire, theft, liability, and water damage, with the impact-resistant roof discount applied where eligible.
Renters insurance - coverage typically starts under $20 per month, including personal liability.
Life insurance - multiple options, with side-by-side illustrations.
Business insurance - commercial liability, commercial auto, and Business Owners Policies (BOP).
Why Customers Choose Our Agency
Local DFW Expertise
Licensed Texas Advisors
Bilingual service in English, Spanish, Hindi & Gujarati
160+ Five-Star Reviews
About David Francesangelo:
David Francesangelo is a second-generation State Farm Insurance Agent. The agency, located at 122 W John Carpenter Fwy, Suite 482 in Irving, TX 75039, serves families and small businesses across the Dallas-Fort Worth Metroplex. Outside the office, David is an avid golfer, pickleball player, and traveler.
Office Location and Contact:
David Francesangelo - State Farm Agent
122 W John Carpenter Fwy, Suite 482, Irving, TX 75039
Call, Text or Email us for assistance.
Frequently Asked Questions — August Insurance in Irving TX:
How much does it cost to add a teen driver to auto insurance in Texas?
Adding a teen driver in Texas can increase a family's auto prices by 30% to 60% before discounts are applied. Stacking Steer Clear, Drive Safe & Save, and other youthful driver discounts usually offsets 15% to 40% of that increase. Our office runs the full discount review in a 15-minute call.
How much is term life insurance for a parent in their 30s?
A 20-year, $500,000 term life policy typically costs $25 to $35 per month for a healthy non-smoker in their mid-30s. Final pricing depends on health, age, and lifestyle; our office runs personalized State Farm illustrations in about 15 minutes.
Does homeowners insurance cover hurricane damage in Texas?
Do college students need renters insurance if they live in a dorm?
Yes, renters insurance is strongly recommended for students in dorms and required by most Texas apartment complexes. A parent's homeowners policy provides limited off-premises coverage — usually 10% of personal-property limits — which rarely covers a laptop, bike, and dorm contents in a single loss. A dedicated renters policy typically starts under $20 per month.
When should I buy flood insurance in Texas?
Buy flood insurance before a named storm forms — the National Flood Insurance Program has a 30-day waiting period before new coverage takes effect. Standard Texas homeowners policies exclude flood damage, including storm surge from a hurricane. August is the right month to add coverage since it precedes the September and October peak of the Atlantic hurricane season.
What discounts can I qualify for?
Bundling home and auto is usually the single largest discount. Other common State Farm discounts include multi-vehicle, safe-driver, Drive Safe & Save, Steer Clear for drivers under 25, home utility update adjustments, impact-resistant roof, and loyalty. Ask us about these.
Ready for a free quote? Call, text, or email our Irving / Las Colinas office for a free, no-obligation insurance review. Most quotes take just five to ten minutes.
