David Francesangelo State Farm — Insurance Agent in Irving TX
Welcome to NeighborDavid, the home of David Francesangelo State Farm — a local State Farm insurance agency in Irving, Texas serving the Dallas-Fort Worth Metroplex. Our office helps individuals, families, and small businesses with car insurance, home insurance, renters insurance, life insurance, and business insurance throughout Irving, Las Colinas, Dallas, Fort Worth, Plano, Frisco, Arlington, Grapevine, Southlake, Keller, Colleyville, Coppell, and Farmers Branch.
If you are searching for a State Farm agent in Irving TX, a car insurance quote in Dallas-Fort Worth, or homeowners insurance in North Texas, you are in the right place. Call, text, or email our office for a free, no-pressure quote.
Our goal is simple: deliver personalized insurance and financial-services options that protect what matters most, so you can build the life you want with confidence.
May 2026 Focus — Hail Season, Severe Weather & Homeowners Insurance in North Texas
North Texas hail season peaks between April and June. May is the single highest-claim month most years for hail and wind damage in Dallas-Fort Worth. If you own a home, condo, or rental property in Irving, Plano, Frisco, or anywhere in DFW, this is the month to confirm your homeowners insurance is set up correctly — before a storm hits.
Texas Hail Damage Claims — What DFW Homeowners Should Know
Texas leads the country in hail losses almost every year. A standard homeowners policy generally covers hail and wind damage to your roof, siding, windows, and detached structures, but the cost you actually pay out of pocket depends on three things most homeowners overlook:
Wind and hail deductible. Many Texas policies use a separate percentage-based wind/hail deductible (often 1% to 5% of the dwelling amount) that is much higher than the all-other-perils deductible.
Roof claim type. Replacement Cost Value pays to replace your roof at today's prices; Actual Cash Value factors in the age of the roof. The difference on a 12-year-old roof can be tens of thousands of dollars.
Impact-resistant roof discount. If you have a Class 3 or Class 4 impact-resistant roof, you may qualify for a meaningful discount and stronger storm protection. Most homeowners do not know this discount exists.
Our office reviews these three items on every homeowners quote so you understand exactly what you are buying — and what you would actually receive after a storm.
Memorial Day Weekend & Summer Driving — Auto Insurance Check
Memorial Day weekend kicks off the highest-traffic driving season of the year in DFW. Before the long weekend, our office recommends a five-minute auto insurance review:
Confirm liability limits are adequate for Texas roads (state minimums often are not).
Verify uninsured/underinsured motorist coverage is on the policy.
Add or refresh roadside assistance and rental reimbursement before any holiday trip.
Update the driver list — graduating teens, new drivers, anyone moving in or out of the household.
Motorcycle Insurance Texas — Riding Season Is Here
If you ride, May is when most North Texas motorcycle policies are quoted, renewed, or upgraded. State Farm motorcycle insurance covers liability, collision, comprehensive, accessory coverage, and total loss replacement on qualifying new bikes. Bundling motorcycle with auto and home through our office often unlocks an additional multi-line discount.
Why DFW Customers Choose David Francesangelo State Farm
1. One Local Agency to Bundle and Save
Bundle car, home, renters, life, and business insurance with one trusted local State Farm agency. Multi-line bundling is consistently the single largest discount available to most North Texas households.
2. Built for North Texas
Our team lives and works here. We understand DFW property values, traffic patterns, hail and tornado risk, and the coverage gaps that catch out-of-state carriers off guard.
3. Licensed Texas Insurance Advisors
Every customer works directly with a licensed Texas insurance professional. No chatbots and no long waits. You get a real person who can quote, bind, and service your policy the same day.
4. Bilingual Service in English and Portuguese
Our office proudly serves the DFW Brazilian and Portuguese-speaking community. Atendimento em Português disponível.
5. What Customers Are Saying
Over 150 reviews on Google describe the same thing: clear answers, fast quotes, and a five-star experience. Read them on our Google Business profile or ask our team for references when you call.
Insurance Services Available in Irving and the DFW Metroplex
Car Insurance Irving TX
Personalized auto insurance for drivers across Irving, Las Colinas, Dallas, Fort Worth, and the broader DFW Metroplex. Liability, collision, comprehensive, uninsured-motorist, roadside, and rental reimbursement options.
Homeowners Insurance Irving TX
Coverage for homes against fire, hail, wind, storms, theft, liability, and water damage. We walk every customer through the wind/hail deductible, replacement-cost roof coverage, and the impact-resistant roof discount.
Renters Insurance
Renters insurance for apartment and condo residents throughout Irving, Las Colinas, Dallas, and the surrounding DFW area. Most renters policies start at less than $20 per month and include personal liability coverage.
Life Insurance Irving TX
Life insurance options built around protecting your family's income, your home, your future and your long-term financial plan. Our office runs side-by-side illustrations so you can see exactly how each option performs.
Business Insurance Dallas-Fort Worth
Commercial liability, commercial auto, and small-business owner policies for local DFW businesses. Common needs we cover: contractors, freelancers, real estate professionals, retail, food service, and home-based businesses.
Financial Services and Retirement Options
About David Francesangelo — Your Irving State Farm Agent
David Francesangelo is a State Farm insurance agent based in Irving, Texas, serving the Dallas-Fort Worth Metroplex. As a second-generation State Farm professional, David is dedicated to helping families protect their homes, vehicles, and financial future. Outside the office, David enjoys golf, pickleball, travel, and time with family and his dog Porsche.
Visit Our State Farm Office in Irving / Las Colinas
David Francesangelo - State Farm Agent | 122 W John Carpenter Fwy, Suite 482, Irving, TX 75039
Serving Irving, Las Colinas, Dallas, Fort Worth, Plano, Frisco, Arlington, Grapevine, Southlake, Keller, Colleyville, Coppell, and Farmers Branch.
Frequently Asked Questions — Insurance in Irving TX and the DFW Metroplex
Q: Does my homeowners policy cover hail damage in Texas?
A: Most Texas homeowners policies cover hail and wind damage, but the wind/hail deductible is usually a percentage of the dwelling coverage rather than a flat dollar amount. That means a 2% deductible on a $400,000 home is $8,000 out of pocket. Our office reviews this number on every quote.
Q: How much is car insurance in Texas?
A: Texas auto insurance rates depend on the vehicle, the drivers in the household, the city, prior claims, payment history, and the coverage selected. Most DFW drivers see meaningful savings by bundling auto with home or renters and by adding a multi-vehicle, safe-driver, or steer-clear discount. Call or text our office for a personalized quote.
Q: What discounts can I qualify for?
Bundling home and auto insurance
Multi-vehicle discount
Safe-driver and accident-free discounts
Drive Safe & Save and Steer Clear (for drivers under 25)
Impact-resistant roof discount on homeowners
Loyalty and long-term-customer discounts
State Farm U.S. Bank credit-card discount
Bundling auto and life insurance
Q: Can your office help with more than one type of insurance?
A: Yes. Our agency writes auto, home, renters, condo, life, health supplements, business, and motorcycle insurance throughout North Texas, plus financial-services options through State Farm.
Q: How do I lower my insurance payments?
A: The fastest levers are typically: bundling policies, adjusting deductibles, updating coverage to match the current vehicle or home value, removing coverage you no longer need, and reviewing every available discount once a year. Our team will run this review for you for free — even if you do not move your policy.
Ready for a quote? Call, text, or email our Irving / Las Colinas office for a free, no-obligation insurance review. Most quotes take five to ten minutes.
